Bank Holidays in July 2025: Complete National and State-Wise List
Banks in India will be closed for 13 days in July 2025. Check the state-wise holiday list and plan branch visits; digital banking remains available.
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Banks across India will be closed for a total of 13 days in July 2025, combining weekends and regional public holidays. If you plan to visit a branch, it’s important to check the holiday schedule to avoid inconvenience.
According to the Reserve Bank of India (RBI), bank holidays fall under three main categories: those under the Negotiable Instruments Act, account closing holidays, and Real-Time Gross Settlement (RTGS) holidays. While physical branches will be closed on these days, digital banking services will remain operational.
July 2025 Bank Holidays — State-Wise Highlights:
- July 3 (Thursday): Kharchi Puja – Agartala
- July 5 (Saturday): Guru Hargobind Ji’s Birthday – Jammu, Srinagar
- July 6 (Sunday): Weekly off – Nationwide
- July 12 (Saturday): Second Saturday – Nationwide
- July 13 (Sunday): Weekly off – Nationwide
- July 14 (Monday): Beh Deinkhlam – Shillong
- July 16 (Wednesday): Harela – Dehradun
- July 17 (Thursday): Death Anniversary of U Tirot Singh – Shillong
- July 19 (Saturday): Ker Puja – Agartala
- July 20 (Sunday): Weekly off – Nationwide
- July 26 (Saturday): Fourth Saturday – Nationwide
- July 27 (Sunday): Weekly off – Nationwide
- July 28 (Monday): Drukpa Tshe-zi – Gangtok
What Banking Services Remain Available?
Despite branch closures, customers can continue to use most digital banking channels seamlessly:
- Internet and mobile banking for checking balances, bill payments, and fund transfers
- ATM withdrawals and card transactions
- NEFT and RTGS transfers (depending on operating windows)
- Online requests for services like cheque books and demand drafts
A senior official from a public sector bank advises customers to plan branch visits around these holidays and rely on digital services when possible.
Understanding RBI’s Bank Holiday Classifications:
- RTGS holidays: RTGS operates 24x7 all year, including weekends and public holidays, with real-time fund transfers.
- Closing of accounts holidays: Includes all Sundays, second and fourth Saturdays, and select days when branches close for administrative purposes.
- Negotiable Instruments Act holidays: Public holidays declared for banks and financial institutions, often varying by state.
Although the list of holidays is extensive, the widespread use of online banking ensures minimal disruption for most customers.
